Medicare Guidance That Puts You First

Medicare is a federal health insurance program primarily for people aged 65 and older, but also covers certain younger individuals with disabilities. MLM helps you determine your eligibility and navigate enrollment with confidence.

Original Medicare (Parts A & B) is offered by the government, while Medicare Advantage (Part C) is offered by private insurers and often includes additional benefits. MLM helps you compare both based on your lifestyle, prescriptions, and budget.

If you want help covering out-of-pocket costs like deductibles and coinsurance, Medigap can be a smart choice. Our advisors evaluate whether Medigap makes sense for your financial and health needs.

Medicare Part D offers prescription drug coverage. At MLM, we review your medications and pharmacy preferences to match you with the best plan at the lowest cost.

Yes. If you’re 65 and still employed, your enrollment options vary depending on your employer coverage. MLM ensures you make the right decision without penalties or coverage gaps.

The best time is during your Initial Enrollment Period (IEP), which begins 3 months before your 65th birthday. We also assist during Special Enrollment and Annual Enrollment periods to avoid late fees.

You can still benefit from enrolling in Medicare, depending on your situation. MLM helps veterans integrate their Medicare benefits with existing coverage for full protection.

By enrolling on time and selecting the right coverage when you’re first eligible. Our advisors track deadlines for you and guide you through each step to stay penalty-free.

Our Medicare consultations are completely free of charge. We’re here to educate, guide, and help you make confident decisions—without any pressure or hidden fees.

My Legacy Management goes beyond selling plans. We combine Medicare education with estate planning, retirement strategy, and insurance alignment—so you get a full picture of your financial and healthcare future.